BEGIN:VCARD 
VERSION:2.1 
FN;CHARSET=utf-8:[VCF_FORMATTED_MERCHANT_NAME]
N;CHARSET=utf-8:[VCF_MERCHANT_NAME]
ORG;CHARSET=utf-8:[VCF_MERCHANT_NAME]
TEL;WORK:[VCF_MAIN_PHONE]
TEL;CELL:[VCF_CELL_PHONE]
TEL;WORK;FAX:[VCF_FAX]
ADR;CHARSET=utf-8;WORK:;;[VCF_STREETS];[VCF_CITY];[VCF_PROVINCE];[VCF_POSTAL_CODE];Canada
LABEL;CHARSET=utf-8;WORK;ENCODING=QUOTED-PRINTABLE:[VCF_STREETS]=0D=0A[VCF_CITY]=0D=0A[VCF_PROV_ZIP]=0D=0ACanada 
EMAIL;PREF;INTERNET:[VCF_MERCHANT_EMAIL]
URL;WORK:[VCF_MERCHANT_URL]
END:VCARD